The Million Dollar Plus Loan Adviser For Fairlight

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client consultation a lot of people ask how I’ve come to be a “Fairlight $1Million Plus Mortgage Loan Specialist” and what does that involve? It’s a good query and in fact one I’m happy to answer as it’s been a colourful and pleasant journey that has lead me here.

I have worked for over twenty years at banks and advisory companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Fairlight Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war stories from high investment.

Meeting the demands for service and the knowledge necessary by an affluent (and at times super-wealthy) client segment demands all of the following (amongst other things);

1. A very close working relationship with an wide range of lenders that are active in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a minimum which means shorter assessment times and less fuss for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Fairlight $1Million Plus Loan customers have a wide variety of “backgrounds”; singles, couples or families with standard earning flows, entrepreneur clients with long-established companies with impressive growth stories or entrepreneurial customers in a start-up phase. They can also be Australians living overseas or customers who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different lending rules, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in tracking suitable finance solutions to meet their own specific and separate needs.

3. As a Fairlight $1Million Plus Loan Specialist I have developed a network of skilled professionals to support my clients across their whole financial position and have sourced this talent over the past years from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional partners have been specially chosen because of their excellent abilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least 20 years’ experience with impeccable track records.

4. AllFairlight clients that are in need of a “$1Million Plus Mortgage” require the very best levels of client service at all times. Additionally, they require, and indeed demand the absolute highest levels of integrity and client confidentiality at all times. And, that’s exactly what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Fairlight expert, almost all of the customers I service demand, and value more than a transactional connection. With many, we speak frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first exposure of the firm was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its business, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market volatility, continual development in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The tradition of the company is deeply established in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000